Terms & Conditions ~ Coach Cosmina

Welcome to this website. These Terms and Conditions (Terms), together with our Privacy Policy, govern your use of this website. By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

This website is operated by Cosmina Naum (ABN 96 657 353 099). The terms “we”, “us”, or “our” refer to the website owner. The term “you” refers to the user or visitor of this website.

If you have any questions about these Terms, please contact us.

General Information

The content on this website is provided for general information and educational purposes only and is subject to change without notice.

While we take reasonable care to ensure the information provided is accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, services, or materials contained on this website.

Coaching Services Disclaimer

The services offered on this website are coaching services only.

Coaching is not a substitute for psychological therapy, counselling, medical advice, diagnosis, or treatment. Nothing on this website, including programs, sessions, written content, videos, or other materials, constitutes or should be relied upon as psychological treatment, mental health care, or medical advice.

Engaging with this website, subscribing to email communications, purchasing programs, or participating in coaching services does not establish a therapeutic, clinical, or psychologist–client relationship.

If you are experiencing mental health difficulties, including distress, crisis, or symptoms requiring clinical care, you are encouraged to consult a registered health professional, your general practitioner, or local mental health services.

No Guarantees

Individual results will vary. We do not guarantee specific outcomes, results, or transformations from engaging with coaching services, programs, or content. Any examples shared are illustrative only and not a promise or guarantee of results.

Use at Your Own Risk

Your use of this website and any information, materials, or services accessed through it is entirely at your own risk.

To the fullest extent permitted by law, we exclude all liability for any loss or damage, whether direct or indirect, arising from your use of this website, reliance on its content, or participation in coaching services.

Where liability cannot be excluded under Australian Consumer Law, our liability is limited to the resupply of the relevant services or the cost of having the services resupplied.

Programs and Access

Any online programs, resources, or course recordings purchased through this website are accessible for the duration specified at the time of purchase. Access may be removed after the stated period.

Intellectual Property

All content on this website is owned by or licensed to Cosmina Naum, unless otherwise stated. This includes, but is not limited to, text, graphics, images, audio, video, design, layout, branding, and course materials.

This content is protected by Australian and international copyright and intellectual property laws.

You may not reproduce, distribute, modify, copy, or use any part of this website or its materials for commercial purposes without prior written consent.

Third‑Party Links

This website may contain links to third‑party websites for your convenience. These links do not constitute endorsement, and we are not responsible for the content, accuracy, or availability of external sites. Accessing third‑party websites is at your own risk.

Unauthorised Use

Unauthorised use of this website may give rise to a claim for damages and or constitute a criminal offence.

You may not create a link to this website without prior written consent from the website owner.

Governing Law

These Terms are governed by the laws of Australia. Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of the courts of Australia.

If you access this website from a jurisdiction where its use is prohibited, it is your responsibility to cease use.